How Can I Get Car Financing with a Bad Credit Score?

We get a lot of questions at Titan Automotive from Regina buyers about bad credit car loans. In fact, the most common question we’ve been asked has been how to get a car with bad credit?

If you want to know how to get a car loan with bad credit, the Titan Automotive finance centre team is here to help. We’ve been helping Saskatoon drivers navigate bad credit car loans for many years. Learn more below and use our vehicle finder service to find the model that’s right for your needs!

How to Get a Car Loan with Bad Credit?

So, are you wondering how to get a car with bad credit? At Titan Automotive, our finance centre team makes the process as easy as possible when it comes to bad credit car loans. All you need to do is apply for financing online to get started. Once you’re pre-approved, you can work directly with our finance staff to determine the right payment plan for your budget. 

What Steps Should I Take To Get a Car Loan with Bad Credit?

When you’re curious about how to get a car loan with bad credit, it’s important to get everything together to ensure you’re making the best financial decision. This can include: 

• Determine How Much You Can Afford To Pay: This amount encompasses more than just how much you can afford to borrow. Think about your other expenses, including annual registration fees, car insurance, maintenance costs, and gas costs. 
• Make a Larger Down Payment: If you’re looking into bad credit car loans and your credit isn’t good, a larger down payment can help lenders see you more favorably as a borrower. It also means a smaller loan balance to pay off over time.
• Try to Fix Your Credit Before Applying: If you notice any errors, you should try to dispute them before they drag down your credit score. Any outstanding debts should be paid over when possible, as they can make the biggest impact.
• Know What Car is Best For Your Budget: An important part of getting bad credit car loans is financing a vehicle you can afford to pay for. It might not be your dream car, but one that will provide a reliable option for driving in Moose Jaw over the coming years.

Finance Bad Credit Car Loans in Regina!

Now that you know how to get a car loan with bad credit near Regina, turn to Titan Automotive for all your car-buying needs. Our credit centre works with 16 institutions to help you find a loan that’s right for your budget. You can also trade in your existing car and put what you receive towards your down payment. Explore the best cars for sale in Regina with Titan Automotive!